Shriram Finance Ltd is one of India’s most trusted financial companies, offering everything from quick loans to reliable investment options. Whether you live in a bustling city or a quiet village, Shriram has financial solutions tailored just for you. Known for its dependable service, hassle-free support, and customer-first approach, it’s helped countless people achieve their goals with confidence.
From truck drivers and small business owners to salaried professionals and entrepreneurs, Shriram Finance has supported millions of customers over the years. As India becomes more digital, Shriram has kept pace—offering online services that are fast, simple, and user-friendly.
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What is Shriram Finance Ltd?
Shriram Finance Ltd is a Non-Banking Financial Company (NBFC), which means it provides financial services like loans and deposits without being a traditional bank. It’s a go-to choice for customers who often find it hard to get approved by banks.
With a wide reach in both rural and urban areas, Shriram offers flexible repayment options and minimal paperwork, making it easy for people from all walks of life to access finance. Transparency and ethics are key pillars of its business, ensuring every customer feels secure and respected.
Financial Services You Can Count On
Shriram Finance offers a wide range of services designed to meet your unique financial needs:
| Service | Highlights |
|---|---|
| Vehicle Loans | Finance for new or used vehicles, quick approvals, and flexible EMIs |
| Personal Loans | Unsecured loans with fast processing, perfect for emergencies |
| Fixed Deposits | Safe investment options with attractive interest rates |
| Gold Loans | Quick loans with minimal documentation, secured against gold |
| Business Loans | Specially designed for self-employed individuals and small business owners |
Shriram also offers balance transfers and top-up loans for existing customers. Their fixed deposit plans are ideal for building long-term savings.
Vehicle Loans Made Easy
Planning to buy a car, truck, or even a scooter? Shriram Finance makes it easy:
- Loans for new and used vehicles
- Minimal paperwork
- Quick approvals and disbursals
- Flexible EMI options
They also offer refinancing for existing vehicle loans—helping you reduce your monthly payments.
Personal Loans That Fit Your Life
Need funds for a wedding, medical emergency, or urgent home repairs? Shriram’s personal loans come to the rescue:
- No need for collateral
- Fast approvals—sometimes in under 48 hours
- Loan amounts from ₹25,000 up to ₹20 lakhs
- Prepayment allowed to save on interest
Everything can be done online, making the process seamless and stress-free.
Manage Everything with Shriram Finance Login
Checking your loan status, downloading EMI schedules, or requesting documents? Just log in:
- Visit the official Shriram Finance portal
- Enter your mobile number or user ID
- Verify with OTP
- Access your loan account anytime
The portal is mobile-friendly and easy to use. You can raise service requests, download interest certificates, or get your No Objection Certificate (NOC) when your loan is paid off.
One Dashboard with Shriram Portal Login
With the Shriram portal, you get full control over your finances:
- Track loan disbursements
- Download account statements
- Set EMI reminders
- Make payments with ease
It’s especially useful for business loan holders who need detailed records for taxes and budgeting.
Need Your Loan Statement?
Want to track your repayments? Here’s how to get your loan statement in minutes:
- Log into the Shriram Finance portal
- Go to the “Loan Statement” section
- Select your date range
- Download the PDF
Statements show your EMI payments, outstanding balance, and total interest paid—great for planning and taxes.
Stay Updated on Loan Details
Keep track of:
- Outstanding loan balance
- Interest rate and repayment schedule
- Loan restructuring options during tough times
Staying informed helps you plan better—and unlock special offers like top-up loans and discounts.
Reach Out Anytime
Need help? Contact Shriram Finance customer service:
- Toll-Free Number: 1800-103-6369
- Support Hours: Monday to Saturday
- Languages: English, Hindi, and local languages
You can also reach them through WhatsApp, email, or their official website.
Compare Loan Options
| Loan Type | Min Amount | Interest Rate | Max Tenure | Processing Fee |
|---|---|---|---|---|
| Vehicle Loan | ₹50,000 | 11% – 15% | Up to 60 months | Up to 2% |
| Personal Loan | ₹25,000 | 12% – 18% | Up to 48 months | Up to 2.5% |
| Gold Loan | ₹10,000 | 10% – 16% | Up to 12 months | Nominal |
Choose the plan that suits your budget and repayment ability. Your credit profile can affect interest rates and approval time.
Why Choose Shriram Finance?
- Fast and simple loan approvals
- Digital access anytime, anywhere
- Loans for both salaried and self-employed individuals
- Safe, secure payments
- Friendly and responsive customer service
Shriram Finance is especially popular in smaller towns where banking options are limited. They don’t push loans on people—only approve what’s manageable for you.
Use the EMI Calculator
Plan your budget better using their free EMI calculator:
- Enter the loan amount
- Choose your interest rate and tenure
- Instantly see your monthly EMI
This tool is available on their website and app, and it helps you pick the right loan plan before applying.
Going Digital: Shriram’s Tech Leap
Shriram Finance is embracing technology like never before:
- Apply online in just a few steps
- Use the mobile app for payments and tracking
- Access full account details from anywhere
They’re also working on AI chatbots to provide instant customer service—making the experience even faster and more efficient.
What Customers Are Saying
Real users share their experiences:
- “My vehicle loan got approved in a day. Couldn’t be happier.”
- “I got extra funds during Diwali with just a call. Amazing service!”
- “The app reminds me about EMI dates. Very helpful.”
With one of the highest Net Promoter Scores (NPS) in the NBFC sector, Shriram enjoys strong loyalty.
Looking to Build a Career?
Shriram Finance is also a great place to work:
- Opportunities in sales, IT, operations, and customer service
- Competitive pay and growth-focused roles
- Employee training and promotion from within
Visit their careers page to apply online.
Final Thoughts: Why Shriram Finance?
Shriram Finance Ltd is more than just a loan provider—it’s a financial partner. Whether you need a quick personal loan, want to check your EMI details, or get full control via the Shriram login, everything is designed to keep things simple.
For fast help, call the Shriram Finance contact number. Want to explore or track your loan? Use the portal or app. From flexible repayments to friendly support, Shriram gives you peace of mind.
